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FAQs about Loans

May I borrow less on my Direct Loan compared to the quantity noted on the award letter?
Yes. Any amount can be borrowed by you, as much as the total amount noted on your prize in Banner personal Service.

Exactly what are the interest levels from the Direct Subsidized and Direct Unsubsidized Loans?
For undergraduate subsidized loans originated after July 1, 2010, the attention price is fixed at 4.5per cent. For undergraduate loans that are subsidized after July 1, 2009, the interest price is fixed at 5.6%. For undergraduate loans that are subsidized after July 1, 2008, the attention price is fixed at 6.0per cent. For many loans originated after July 1, 2006, the attention price is fixed at 6.8per cent. For loans originating before 1, 2006, the interest rate is variable july.

What's the distinction between subsidized and unsubsidized Direct loans?
The government pays most of the interest on subsidized loans while you're in college and through the six thirty days elegance duration after graduation. Unsubsidized loans commence to accumulate interest just as they truly are disbursed. We advice which you spend your interest quarterly.

What's the procedure for trying to get my loans for the 2010-11 educational year?
Please make reference to the mortgage application web web page for guidelines.

We requested a Direct Loan, but We haven't gotten my cash yet. Where is it? <